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Temporary Coverage
Between jobs, waiting on new benefits, or just need something quick? Short term coverage bridges the gap so you’re not walking around uninsured while life sorts itself out.
Coverage Overview
Short term plans give you basic protection during temporary gaps. Fast to set up, flexible to cancel.
Temporary protection for unexpected medical situations while you're between plans or waiting for coverage to kick in.
Coverage responds when something unplanned happens. An ER visit, an urgent care trip, a sudden illness.
Helps with the costs of unexpected medical events during your coverage window, often with simple deductibles and clear limits.
Why It Matters
Short term coverage isn’t meant to replace a full health plan. It’s meant to keep you protected while you figure out the next step.
Members also get our free Catch Health RX Card to save on prescriptions, plus Lifemart discounts. Real perks even on a short-term plan.
How We Help
From choosing coverage to using it, we’re here to help you make confident decisions at every stage.
Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.
Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.
We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.
This coverage is one piece of your overall protection.
We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.
Coverage doesn’t have to stop at protection alone.
As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.
Deciding on coverage isn’t the end of the conversation.
If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.
Common Questions
A few things people usually want to know before picking a temporary plan.
It depends on your state and the plan, but coverage can typically range from a few months up to about a year. We'll check what's available where you live.
No. Short term plans don't have to meet ACA requirements, which means lower costs but also fewer guarantees. Things like pre-existing conditions may not be covered.
People between jobs, waiting for new benefits to start, or needing temporary coverage during life transitions. We'll help you figure out if it's the right fit.
Often within a day or two. Short term plans are built for speed, which is part of what makes them useful in a pinch.
You'll either move onto longer-term coverage or renew where allowed. We can help you plan the transition so there's no new gap.
LEARN & EXPLORE
Explore helpful articles, tips, and guides to better understand your coverage and get more from your benefits.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Let’s Talk
An agent can walk you through short term options and help you find something that fits the gap you’re bridging.
Check out our coverage products for peace of mind, at home, on the road, and in your daily life.
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Find the right health coverage for your needs
Stretch your dollars further with Catch Health
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Get clear answers to your questions
