Medicare

Medicare, Made Simple

Parts A, B, C, D, Medigap, Advantage. It’s a lot. We’ll cut through the alphabet soup and help you pick the Medicare coverage that actually fits your health and your budget.

Coverage Overview

What Medicare Covers

Medicare handles the healthcare you need as you age. Hospital stays, doctor visits, prescriptions, and more, depending on the parts and plans you choose.

Why It Matters

The Right Plan Makes a Real Difference

Medicare decisions shape your healthcare for years. Getting it right means the difference between peace of mind and surprise bills.

Original Medicare alone leaves gaps that can get expensive
Prescription costs in retirement can be a major monthly hit
The wrong plan means the wrong doctors and higher bills
Enrollment windows are strict, and missing one could mean penalties
Your needs change year to year, so your plan should too

Members also get our free Catch Health RX Card to stack savings on prescriptions, plus Lifemart discounts on everyday purchases. Extra value that makes retirement a little easier.

How We Help

Real Guidance. Real People.

From choosing coverage to using it, we’re here to help you make confident decisions at every stage.

Your Agency for Life

Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.

We Break Down the Details

Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.

We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.

We Look at the Bigger Picture

This coverage is one piece of your overall protection.

We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.

We Go Beyond the Policy

Coverage doesn’t have to stop at protection alone.

As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.

We Stay In Your Corner

Deciding on coverage isn’t the end of the conversation.

If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.

Common Questions

Your Medicare Questions, Answered

A few things people usually want to understand before making a Medicare decision.

What's the difference between Medicare Advantage and Medigap?

Advantage plans replace Original Medicare with an all-in-one plan, often including prescriptions. Medigap adds to Original Medicare and covers the costs it doesn't. Different trade-offs. We'll walk through which fits your situation.

When should I enroll?

Most people enroll around their 65th birthday during their Initial Enrollment Period. Missing it can mean lifelong penalties, so it's worth talking through the timing early.

Can I change plans if my needs change?

Yes. Annual Enrollment every fall is the main window, and certain life events can open others. We can review your plan each year to make sure it still fits.

Are prescriptions covered?

Part D covers prescriptions, either standalone or built into an Advantage plan. Our free Catch Health RX Card can also help fill gaps on medications that aren't covered.

How much does Medicare actually cost?

It depends on the plan. Part A is usually premium-free, Part B has a monthly premium, and additional plans come with their own costs. An agent can lay out the real numbers for your situation.

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