Special Enrollment Basics: Coverage Outside Open Enrollment
Home Special Enrollment Basics: Coverage Outside Open Enrollment This guide breaks down SEP “need-to-knows” in plain language—so you can take...
Health Coverage
Individual and family plans help cover medical costs when you need care, from routine visits to unexpected events.
Coverage Overview
Individual and family plans protect your health and your wallet when life takes an unexpected turn. Here’s how it breaks down.
Coverage for you, your spouse, and your kids. Routine checkups to major medical events, all under one plan.
The flu, a broken arm, an annual physical. Your plan kicks in when you need care, planned or not.
Covers the costs that add up fast. Office visits, meds, ER trips, specialist care, and more.
Why It Matters
Health coverage isn’t just about what happens when you’re sick. It’s about staying ahead of problems and protecting your financial life when something big comes up.
Members also get our free Catch Health RX Card to cut prescription costs at thousands of pharmacies, plus Lifemart savings on everyday purchases. Real perks that stretch your dollar further.
How We Help
From choosing coverage to using it, we’re here to help you make confident decisions at every stage.
Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.
Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.
We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.
This coverage is one piece of your overall protection.
We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.
Coverage doesn’t have to stop at protection alone.
As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.
Deciding on coverage isn’t the end of the conversation.
If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.
Common Questions
A few things people usually want to know when shopping for individual or family health coverage.
Yes. Family plans are built exactly for this. One policy can cover you, your spouse, and dependent children, usually up to age 26.
Not always. Life events like marriage, a new baby, a move, or losing job-based coverage can open a special enrollment window. We can help you figure out if you qualify.
We'll check networks for any plan before you commit. If keeping your doctor matters, that becomes one of the first filters we use.
Most plans include prescription coverage, but the details vary. As a member, you also get our free Catch Health RX Card for extra savings at the pharmacy.
That's what we're here for. An agent will walk through your situation, your doctors, and your budget, then lay out options that actually make sense for you.
LEARN & EXPLORE
Explore helpful articles, tips, and guides to better understand your coverage and get more from your benefits.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Let’s Talk
No pressure, no confusing paperwork. Just a real agent helping you find the right plan for the people who matter most.
Check out our coverage products for peace of mind, at home, on the road, and in your daily life.
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Find the right health coverage for your needs
Stretch your dollars further with Catch Health
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Get clear answers to your questions
