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Supplemental
Even good health insurance leaves gaps. Deductibles, copays, and the everyday bills that pile up during a hospital stay. Hospital indemnity coverage pays you directly so you can handle what comes up.
Coverage Overview
When you end up in the hospital, this coverage pays you a set cash benefit you can use however you need.
Protection from the out-of-pocket costs and missed paychecks that come with an unexpected hospital visit.
Coverage activates when you're admitted to the hospital, and often pays more the longer you're there.
Use it for deductibles, bills, childcare, groceries. Whatever you need while you're recovering.
Why It Matters
Hospital indemnity isn’t a replacement for health insurance. It’s the supplement that softens the financial blow when something serious happens.
Catch Coverage members also get Lifemart savings on everyday purchases, plus our free Catch Health RX Card for prescription costs that often spike after a hospital stay.
How We Help
From choosing coverage to using it, we’re here to help you make confident decisions at every stage.
Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.
Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.
We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.
This coverage is one piece of your overall protection.
We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.
Coverage doesn’t have to stop at protection alone.
As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.
Deciding on coverage isn’t the end of the conversation.
If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.
Common Questions
A quick look at the things worth understanding before adding hospital indemnity.
Health insurance covers medical costs. This covers the gaps and everyday expenses your health plan doesn't touch. They work together, not against each other.
It depends on the plan. Benefits can range from a few hundred to a few thousand dollars per admission, with additional per-day benefits for longer stays.
Yes. The cash gets paid directly to you. Use it for deductibles, rent, groceries, travel. Whatever the situation calls for.
Most plans specifically pay for inpatient hospital stays. Some plans add outpatient or emergency room benefits. We'll help you compare.
People with high-deductible health plans, anyone with tight cash flow, and families who'd feel a hospital stay in their budget fast.
LEARN & EXPLORE
Explore helpful articles, tips, and guides to better understand your coverage and get more from your benefits.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Let’s Talk
An agent can show you how hospital indemnity pairs with your health plan and help you pick a benefit level that actually makes a difference.
Check out our coverage products for peace of mind, at home, on the road, and in your daily life.
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Find the right health coverage for your needs
Stretch your dollars further with Catch Health
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Get clear answers to your questions
