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Final Expense
Funerals, medical bills, and final costs can leave loved ones scrambling. Final expense coverage takes that pressure off, making sure the money is there when your family needs it most.
Coverage Overview
A smaller, simpler life insurance policy built specifically to cover end-of-life costs without burdening your family.
Protection that makes sure your family isn't left figuring out how to pay for your funeral and final bills.
A tax-free benefit paid to your loved ones when the time comes, usually within days of the claim.
Covers the funeral, remaining medical bills, small debts, and the everyday expenses that come up in the weeks after.
Why It Matters
This is one of the kindest financial gifts you can leave. Final expense coverage isn’t about money. It’s about not becoming someone else’s problem at the worst possible time.
Catch Coverage members also get Lifemart savings as a small added perk. One more way your coverage gives back.
How We Help
From choosing coverage to using it, we’re here to help you make confident decisions at every stage.
Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.
Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.
We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.
This coverage is one piece of your overall protection.
We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.
Coverage doesn’t have to stop at protection alone.
As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.
Deciding on coverage isn’t the end of the conversation.
If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.
Common Questions
A few simple answers to the things people most often want to understand about final expense.
Final expense is smaller, simpler, and built specifically for end-of-life costs. Coverage amounts are typically between $5,000 and $25,000, and most plans don't require a medical exam.
Usually no. Most final expense plans approve based on a few health questions, which makes them a good fit for older adults or people with health issues.
Most final expense policies have a fixed premium that never increases, and the coverage amount stays the same as long as you pay.
Usually within a few days to a couple of weeks once the claim is filed. Fast enough to cover funeral arrangements.
An agent can walk through average funeral costs, any debts or medical bills, and help you pick a benefit amount that makes sense without overpaying.
LEARN & EXPLORE
Explore helpful articles, tips, and guides to better understand your coverage and get more from your benefits.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Let’s Talk
Final expense is one of the simplest and most meaningful coverage decisions you can make. If you’re not sure where to start or just want to talk it through, we’re here for that.
Check out our coverage products for peace of mind, at home, on the road, and in your daily life.
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Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Find the right health coverage for your needs
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Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
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