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Accident Coverage
Broken bones, stitches, ER visits. Accidents happen, and they get expensive fast. Accidental coverage pays you directly when they do, so you’re not left footing the bill on top of healing.
Coverage Overview
Supplemental protection that pays cash benefits when you’re injured in an accident, on top of anything your health plan covers.
Protection from the out-of-pocket costs that come with ER visits, broken bones, and other unexpected injuries.
Coverage responds when something goes wrong. A fall, a sports injury, a car crash, a weekend project gone sideways.
Pays you directly for ER visits, hospital stays, fractures, stitches, and more. Use the money however you need.
Why It Matters
Accidental coverage is a low-cost supplement that pays off exactly when your health plan leaves you with a big bill. It’s cash in hand, fast.
Catch Coverage members also get Lifemart savings on everyday purchases, plus our free Catch Health RX Card for any prescriptions that come after an injury.
How We Help
From choosing coverage to using it, we’re here to help you make confident decisions at every stage.
Choosing coverage is just the beginning. We’re here to help you navigate coverage, adapt as life changes, and feel confident in the protection you carry every day.
Every policy has fine print, limits, deductibles, exclusions, and pricing differences that aren’t always obvious upfront.
We walk through how this coverage actually works, what affects the cost, and what you can expect if you ever need to use it. The goal is clarity, not confusion.
This coverage is one piece of your overall protection.
We help you see how it fits with what you already have, whether that’s other policies, bundled options, or existing protections, so everything works together the way it should.
Coverage doesn’t have to stop at protection alone.
As a Catch member, you may also have access to perks, savings opportunities, and rewards that add practical value beyond the policy itself. It’s about getting more from what you’re already paying for.
Deciding on coverage isn’t the end of the conversation.
If you need to make changes, review options, or revisit your policy down the road, we’re here. You won’t be navigating updates or renewals on your own.
Common Questions
A few things people usually want to know before adding accidental coverage.
No, it's a supplement. Your health plan still handles medical treatment. Accidental coverage pays you cash on top, to use for anything you need.
Most plans cover a wide range. Fractures, dislocations, burns, concussions, ER visits, hospital stays. The schedule of benefits lays out exactly what each event pays.
Yes. Family plans are common, and coverage for active kids is one of the most popular reasons people get this.
Accidental coverage is usually one of the most affordable supplemental plans out there, often just a few dollars a week. An agent can pull real numbers for your situation.
After an accident, you submit a simple claim with documentation, and benefits usually pay within a short turnaround. Fast cash for a stressful moment.
LEARN & EXPLORE
Explore helpful articles, tips, and guides to better understand your coverage and get more from your benefits.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Manage your policies, unlock savings, and stay on top of your protection, right from your phone.
Let’s Talk
An agent can show you how accidental coverage works alongside your health plan and help you pick a level that fits.
Check out our coverage products for peace of mind, at home, on the road, and in your daily life.
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Find the right health coverage for your needs
Stretch your dollars further with Catch Health
Save on prescriptions at thousands of pharmacies nationwide, no insurance required.
Member-only perks on travel, shopping, entertainment, and everyday essentials.
Manage your policies, unlock savings, and stay protected, all from your phone.
Get clear answers to your questions
